Rates
This account is designed to fulfill your basic savings needs.
- Build your rainy-day cash cushion or set aside for something specific
- Establishes membership with HCCU
- Grants full access to our entire range of member services
- Competitive, tiered rates
- Higher balances earn higher rates
- Dividends compounded and paid monthly
- Up to 6 free withdrawals per month; $3 fee for withdrawals in excess thereafter
- Use as overdraft protection1 or as security for a loan
- Online banking
- Quarterly statements
- Mobile banking
- $25 minimum deposit to open
- Federally insured by NCUA up to $250,000
1Only for select HCCU checking accounts.