Mobile Banking with Mobile Deposit

• Fast and secure service for members enrolled in online banking
• Easily keep track of your finances on the go:
  • Check account balances
  • View recent transactions
  • Transfer funds between accounts
  • Receive alerts
  • Pay bills
  • Deposit checks
  • And more
• Available via any web-enabled cell phone or mobile device, including SmartWatch Banking on Apple Watch® and Android™ Wear
• Utilize this service three convenient ways:
  • Web browsing
  • App download – iPhone® | Android™ | Amazon®
  • Text banking
• Save valuable time and effort; avoid an extra trip to a branch

¹Wireless carrier data rates may apply.

A snap and a swipe are pretty much all you need to deposit a check using our mobile banking app. 

• Deposit checks anytime, anywhere from your mobile phone¹
• Free service for members with an HCCU checking account²
• Save time, avoid unnecessary trips to a branch
• Deposit your check in just a few quick clicks
• We'll confirm that the check has been received

To Get Started

Watch our video to see how easy it is to deposit checks with your mobile device.

Using Mobile Check Deposit

First time login – After you have downloaded Heritage Community Credit Union's Mobile App you must log in and choose [Accept] the disclosure and agreement.

1. Start by clicking on the [Deposit Checks] option.
2. Agree and accept the [Terms and Conditions].
3. Use the ["To" account] dropdown to choose the deposit account.
4. Click [Enter an amount] to enter the deposit amount for the check.
5. To begin taking pictures of the check, select [Front of check] to activate the camera on your smartphone.
6. Follow the instructions to line up the check correctly, then select the device's [Camera icon] to take a photo of the front of the check.
7. After clicking, return to the Check Deposit menu to see a small image of the front of the check. Now select [Back of check].
8. Then follow the same steps to line up and photograph the back of the check.
9. Return to the Check Deposit menu to see images of both the front and back of the check. You may now click [Deposit check] to deposit the check to your selected account.
10. When you have received the "Success" screen, you may choose to have the confirmation number and deposit overview sent to your email. 

Still have questions? Please refer to our Mobile Deposit FAQ (PDF).

¹Certain restrictions may apply. Funds may not be immediately available.

²Wireless carrier data rates may apply.

Accessing your HCCU account information has never been easier with Text Banking! With just a few easy keystrokes on your mobile phone, you can check your account balances, recent transactions, and transfer funds. Just like with a regular text message, the information is returned to you within seconds for quick and easy access on the go!

To Get Started

To start using Text Banking on your mobile phone, you will need to be enabled for eHCCU online banking access. To be enabled for online access, please call our Contact Center at 916.364.1700 or 800.233.6328.

If you are already enrolled in eHCCU online banking, log into eHCCU online banking and click on "Mobile Banking & Alerts". Click on the "activate" button to enroll a mobile phone number and follow the directions provided.

In just a few minutes, you'll be ready to manage your HCCU accounts through texting! That's banking made simple. 

Download a wallet-sized keyword card for HCCU text banking.