Earn Up to 4.25% APY* with Our Bump Share Certificate Special!
Save with confidence and enjoy competitive rates—with no early withdrawal penalties. Choose from flexible terms and watch your savings grow on your terms.
Rates that Work for You:
- 7-Month Term: 4.10% APY
- Boost to 4.25% APY¹ with 25% new money!
- 13-Month Term: 4.00% APY
- Boost to 4.15% APY¹ with 25% new money!
Key Benefits:
- Stay competitive with a one-time rate bump2
- No penalty for early withdrawal
- $1,000 minimum deposit to open
- $250,000 maximum deposit
Don’t miss out—start growing your savings today with our High-Yield Savings Account!
*APY = Annual Percentage Yield. Rates are accurate as of 12/6/2024 and are subject to change without notice. This offer is available for a limited time only. The minimum deposit to open is $1,000, and the maximum deposit is $250,000.
¹To qualify for the higher APY, 25% of the total deposit must consist of new money—funds not previously on deposit with Heritage Community Credit Union (HCCU).
²For the 7-month special, you may request a rate bump if the regular HCCU 6-month share certificate rate increases above your current rate. For the 13-month special, if the regular HCCU 12-month share certificate rate increases above your current rate, you may request a rate bump. This increase will apply to the remaining certificate term at the time of the rate adjustment. Members may only bump their rate once during the term of their share certificate.
