Save with Confidence — Earn 4.75% APY*

No Early Withdrawal Fees | Flexible Terms | Limited-Time Offer

Make your savings work harder with our exclusive Share Certificate Special—available only at our new Folsom Branch! Celebrate our grand opening with this limited-time, high-yield CD offer.

  • 4.75% APY (4.65% APR)
  • No Early Withdrawal Penalty
  • 100% New Money Required
  • Minimum Deposit: $1,000
  • Maximum Deposit: $250,000 per household
  • Must be opened in person at our new Folsom Branch

How to Get Started:

Don’t miss out—take advantage of this special rate while it lasts!

*APY = Annual Percentage Yield. Offer valid for a limited time only. Rates are effective as of February 19, 2025. Initial deposit must consist of new funds from an external source; funds from existing Heritage Community Credit Union (HCCU) accounts are not eligible. Share Certificate must be opened at our Folsom Branch Location. Minimum opening deposit is $1,000. Maximum deposit per account and household is $250,000. Dividend rate and APY are fixed for the 13-month term of the account