Save with Confidence — Earn 4.75% APY*
No Early Withdrawal Fees | Flexible Terms | Limited-Time Offer
Make your savings work harder with our exclusive Share Certificate Special—available only at our new Folsom Branch! Celebrate our grand opening with this limited-time, high-yield CD offer.
- 4.75% APY (4.65% APR)
- No Early Withdrawal Penalty
- 100% New Money Required
- Minimum Deposit: $1,000
- Maximum Deposit: $250,000 per household
- Must be opened in person at our new Folsom Branch
How to Get Started:
- Visit us: Open your Share Certificate in person at our Folsom Branch
- Questions - Call us at (916) 364-2020
- Want More Info? Fill out our contact form here.
Don’t miss out—take advantage of this special rate while it lasts!
*APY = Annual Percentage Yield. Offer valid for a limited time only. Rates are effective as of February 19, 2025. Initial deposit must consist of new funds from an external source; funds from existing Heritage Community Credit Union (HCCU) accounts are not eligible. Share Certificate must be opened at our Folsom Branch Location. Minimum opening deposit is $1,000. Maximum deposit per account and household is $250,000. Dividend rate and APY are fixed for the 13-month term of the account