Payment Methods
Heritage Community Credit Union (HCCU) offers a variety of payment options which allow you the flexibility to make your payment online, by phone, in person or by mail.
Make Loan Payments from External Accounts
If you want to make your loan payments from accounts at another financial institution we offer the following options:
Online: For a $4.95 fee, you can quickly and securely make a payment to your HCCU loan using your checking, savings, or debit card from another financial institution. You can make one-time payments or set up recurring payments.
Please allow 3-5 business days from the scheduled date for electronic payments to process.
Pay-by-phone: You can call our Contact Center for a staff-assisted loan payment for a $4.95 fee. Call 916.364.1700 or 800.233-6329 during business hours.
Please allow 1-2 business days from the scheduled date for Pay-by-phone payments to post.
Other Options:
- To avoid paying per transaction fees when making payments from external accounts, please call our Contact Center for more loan payment options. Call 916.364.1700 during business hours.
- Stop by one of our branch locations
- Mail your payment to Heritage Community Credit Union, P.O. Box 790, Rancho Cordova, CA 95741-0790
- Already have your account at HCCU? Making your loan payment online through eHCCU online banking is fast and convenient. Plus, it's available to you 24 hours a day, 7 days a week.
Mortgage Payments
Want to make a payment to your HCCU Mortgage online? Access your account online.
