Welcome to Web Loan

Web Loan can save you time and money. Before, filling out a loan application consisted of finding time to run to the branch, meet with financial service representatives, and fill out an endless list of forms. With Web Loan, you can fill out a loan application in a matter of minutes and submit it with a click of a button!

Heritage Community Credit Union (HCCU) membership is required as a condition of loan acceptance.

Who is eligible for membership at HCCU?

• Anyone who lives, works, worships or attends school in Sacramento or Placer Counties
• Employees of the City of Rancho Cordova and their family members

To become a member, you must complete HCCU's Membership Enrollment/Signature Card and submit a one-time, $1 fee. In addition, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens or is a signer on an account. To that end, we will ask to see your and your co-borrower's driver's license or other identifying documents before we open your account.

Married applicants may apply for separate accounts in their own names.

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. If you wish to include such income, please provide it as part of the "other income" amount.

You certify that any co-applicant has authorized you to submit this application on his or her behalf.

The information you provide is given to obtain credit from us. The approval of your credit request, Annual Percentage Rate (APR), and credit terms will be based on our review of credit reports and the information you provide on this application. By submitting this loan application, you:

• certify that the above information is current, correct and complete.
• authorize us to verify the accuracy and completeness of all information you submit on this application, from any source, including credit reporting agencies and your or your co-borrower's employer.
• understand that all approvals are conditional subject to the verification of any information you have submitted.
• authorize us to obtain credit reports on you and on any co-applicant in connection with this application for credit and for any update, increase, renewal, extension, collection or review of your loan.
• authorize us to provide credit information about our credit experience with you to other creditors and credit reporting agencies.
• certify that you have read and understand HCCU's privacy policies, which are provided in the link below.

Simply enter your ehccu - online banking member ID (your HCCU account number) and your password to begin your application.

For more information, send an E-mail to our Call Center representatives or contact them at 916.364.1700 or 800.233.6328.