• Loan interest rates are ANNUAL PERCENTAGE RATES and are disclosed as ranges.
• Final rate is determined by term selected and credit evaluation.
• A .50% rate discount may apply for direct deposit into an HCCU checking account with monthly payments automatically transferred to the loan account.
• The discount and floor rate do not apply to Credit Plus, Share Secured and Signature loans.
• Up to 100% Financing is available on new and used auto loans.
• 73-84 month financing on auto loans is available for loan amounts of $15,000 or more.
• 121-144 month financing for RV/Boat loans is available for loan amounts of $25,000 or more.
• Rates and terms are subject to change.

Apply online, or for more information, send an email to our Call Center or call 916.364.1700 or 800.233.6328.

Real Estate Loans

The rates listed above are for informational purposes only, based on a Conventional 80% loan-to-value loan.  No rate is guaranteed without a valid rate lock. Not all borrowers will qualify for all rates.  APR, rates, terms, and conditions are subject to change without notice.  The rates listed are limited to owner-occupied, single-family residences, located in the state of California. These programs are not available for mobile homes, vacant lots, or commercial properties. Other restrictions on property may apply.  Property insurance required. Flood insurance may be required.

* The APR and P&I payments are based on loans that are equal to or less than 80% of the value of the property, with a loan amount of $140,000.  The terms shown assume equal monthly payments. 

For a quick and easy pre-qualification, or for more information, send an email to our Real Estate professionals or contact them at 916.364.1700 or 800.233.6328.

Home Equity Loans